OneCalifornia Bank - Élan Credit Cards

With the OneCalifornia Bank Élan Credit Card Program, our customers have a VISA® card at their fingertips. We've got the card to fit your needs…

You can now apply online for OneCalifornia Bank Élan VISA® Card or stop by our banking office for an application.

OneCalifornia Bank Élan Credit Card account information is available online.  Safe and secure account information access is provided by SSL (Secured Socket Layer Security).  To access your OneCalifornia Bank Élan Credit Card account information, or contact Technical Support at 1-877-550-1225.

Visa® Platinum

 No Annual Fee
This Visa Platinum Card is not a rewards card
Special Offer:  0% introductory rate for the first 6 billing cycles
Minimum Requirements:  Must be 18 years of age, have a U.S. address, a Social Security number, 
   and a minimum annual household income of $12,000.
Apply now (Preferred VISA Partner - link opens new window)

Visa® Signature Rewards

No Annual Fee
Special Offer:  0% introductory rate for the first 6 billing cycles
Earn Signature rewards such as travel, merchandise, cash, and gift certificates. 
   Access to Signature concierge, dining, and access privileges.
2,500 bonus points with your first purchase.  No limit to the number of points earned.
Minimum Requirements: Must be 18 years of age, have a U.S. address, a Social Security number, 
   and a minimum annual household income of $12,000.
Apply now (Preferred VISA Partner - link opens new window)

College Rewards Visa®

 No Annual Fee
Rewards while establishing a strong credit history
1,000 bonus points with first purchase
Redeem points for cash back, gift cards, merchandise, Choose Your Own Rewards, and travel.
Must be 18 years of age, attending a 2-4 year accredited educational institution, have a U.S. address, 
   and a Social Security number. Applicants should use their home address when applying.
Apply now (Preferred VISA Partner - link opens new window)

Co-Signer Visa®

No Annual Fee
The Co-Signer Visa is not a rewards card.
Credit Limit of $300 to $2,000
Must be 16 years of age, have a U.S. address, a Social Security number, and a qualifying 
   co-signer.
Apply now (Preferred VISA Partner - link opens new window)

Secured Visa®

Annual Fee $35
An opportunity to build a credit history for someone who has been turned down for a credit card in the past.
Works like a regular credit card with full Visa benefits.
Minimum Requirements:  Must be 18 years of age, have a U.S. address, a Social Security number, 
   and a security deposit in the form of a cashier’s check or money order. 
   Your credit limit will be equal to the amount of your security deposit.
Please stop by our banking office to complete an application. 

Consumer Card Benefits with OneCalifornia Bank Élan Visa® Card:

24 Hour Card Member Service
Visa Zero Liability (limitations and restrictions may apply)
Merchant Discounts (http://usa.visa.com/personal/discounts)
Auto Rental Collision Coverage Damage Waiver
Travel Accident Insurance (applies to Visa Platinum & Signature Cards only)
Extended Warranty Coverage (applies to Visa Platinum & Signature Cards only) 

Visa® Platinum Business

No Annual Fee
This Visa Platinum Card is not a rewards card.
Special Offer: 0% introductory rate for the first 6 billing cycles on purchases and balance transfers.
Minimum Requirements:  Must be 18 years of age, have a U.S. address, a  Social Security number, 
   and Business Tax Identification Number (TIN).
Apply now (Preferred VISA Partner - link opens new window)

Visa® Platinum Business Rewards

No Annual Fee
Special Offer: 0% introductory rate for the first 6 billing cycles on purchases and balance transfers.
Earn Signature rewards such as travel, merchandise, cash, and gift certificates. 
   Access to Signature concierge, dining, and access privileges.
2,500 bonus points with your first purchase.  No limit to the number of points earned.
Minimum Requirements: Must be 18 years of age, have a U.S. address, a Social Security number, 
   and a Business Tax Identification Number (TIN).
Apply now (Preferred VISA Partner - link opens new window)

Visa® Business Travel Rewards

Annual Fee $50 (Additional company employee cards are free)
Special Offer: 0% introductory rate for the first 6 billing cycles on purchases and balance transfers.
Earn Signature rewards such as travel, merchandise, cash, and gift certificates. 
   Access to Signature concierge, dining, and access privileges.
5,000 bonus points with your first purchase.  No limit to the number of points earned.
Minimum Requirements: Must be 18 years of age, have a U.S. address, a Social Security number, 
   and a Business Tax Identification Number (TIN).
Apply now (Preferred VISA Partner - link opens new window)

Business Card Benefits with OneCalifornia Bank Élan Visa® Card:

24 Hour Card Member Service
Visa Zero Liability (limitations and restrictions may apply)
$250,000 Travel Accident Insurance
Auto Rental Collision Coverage Damage Waiver
Employee Misuse Protection for terminates employee(s) misuses up to $100,000
Special Discounts with Visa Partner Advantage